Healthcare
Current federal healthcare system does not have any federal rules or regulations on healthcare insurance companies. Healthcare insurance providers are increasing prices on all consumers. The premiums have increased dramatically while the deductibles have been rocketed nearly eight times faster than the increase of wages in the last decade.
What should we do?
Open market healthcare is an ideal for our country. Since businesses and corporations are obtaining the best fit for their employees, self-employed people will negotiate their own insurance benefits. Therefore, government should not get involve in healthcare or control the market but to set a guideline and an outline for insurance companies and their practices.
Maintaining quality in healthcare is very important especially after the big dive in healthcare services and public mistrust. However, health insurance companies cashed out from the changes in healthcare system where patients are suffering from healthcare quality as well as obtaining doctor appointments. On the other hand, physicians are frustrated from the system while having multiple issues to approve medical procedures from insurance companies and the way billing system has been implemented.
Over than 25% of our population are relying on Medicaid or Medicare for their healthcare. The aging rate increasing rabidly while the workforce declining relatively. Medicare’s long-term debt reaching beyond trillions from wrong handling federal finance in which will damage federal budget at large in the long run.
Medicare and Medicaid spending must be brought under control to survive long-term planning before it collapses. Now it’s the time to secure and fix the issue before it’s too late.
Where We Stand
Medicare
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Saving Medicare by implementing special healthcare expense to income ratio.
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Modernizing the system to fit multi-levels income comparing to the family size.
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Empowering participants to take more preventable health measures.
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Setting healthcare system on a reliable financial balance.
Medicaid
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Keep the age to 55 years or older.
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A choice to keep traditional Medicare otherwise switching to a special quality model designed for that purpose.
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Encourage cost-saving competition among healthcare providers.
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Improve protection against the fraud and system abuse which depleting billions of dollars yearly from patientcare.
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Income-adjusted contribution to a plan of choice to every enrollee guaranteeing healthcare insurance spending to income ratio.
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Set more practical retirement age eligibility with today’s longer life span.